You can say, “I’d like to move $50 from my checking account to my savings. ” Always check your balance ahead of time so that you will be sure to have enough money to transfer.
Look for a link that says “Transfer Money” or something similar. There is usually a drop-down box. You can select the account you want to send money from and then select the account to receive the money. Enter in the amount and then the date you want the transfer to take place.
For example, you shouldn’t send money to a family member in distress unless you have spoken to them and can confirm their identity. If you are elderly and don’t hear that well, then ask another person to speak to your family member. Never send money to someone claiming to be with the IRS. The government will never ask that you pay in this way. [1] X Trustworthy Source Federal Trade Commission Website with up-to-date information for consumers from the Federal Trade Commisson Go to source Avoid sending money to people you have only met online, no matter how close you feel to them. This is a common scam. Don’t give out your account information to someone you don’t know. They can use that information to access your bank account. If someone asks for your routing and account numbers, say “No. ” Don’t pay for goods or services by transferring money directly into someone’s bank account. Instead, insist on paying with a credit card or with PayPal.
Get the recipient bank’s routing number and account number, which you can find on a check. You must link the accounts. If you use online banking, then look for an option that says “external accounts” or “add an account. ”[3] X Research source After the accounts are linked, you can send the money to the other account. The transfer must be processed by the next business day. Check with your bank about whether you are a charged a fee to send money this way.
Go to the bank account that you want to receive the money. Link up the account with the account that has the funds. Request the money. This type of transaction can take up to two or more business days.
You will write your name three times on the check: in the “make payable to” field, on the signature line, and on the back where you endorse the check. You might also be able to use a mobile check.
Check if your credit union is part of the Shared Branching network. Visit http://sharedbranching. org/ to check. If it does, you can go into any branch in the country and request the check.
You need to have your bank account number, which you can find on your bank statement or check. You’ll also need the recipient’s full name and bank account number, bank name and address, as well as the bank’s transit number. In the U. S. , the transit number is a nine-digit code. [8] X Research source You can also wire money using Western Union. Find your nearest branch by looking in the phone book or online. To send to another bank, you will need to know the recipient’s bank name, Bank Identifier Code (BIC), International Bank Account Number (IBAN) if any, and the account numbers. Save your MTCN number, which is the tracking code. [9] X Research source Western Union wires can take a couple of hours or a few days, depending on the circumstances. Always confirm the identity of the person you’re sending money to. Phishing scams are becoming more common and more sophisticated, and it’s not always easy or possible to get your money back in case of a mistake or a scam.
Click on the “Send & Request” tab. You will have to enter the email address or phone number for the person who will receive the money. Enter the amount and transaction type. Confirm your payment details. [10] X Research source
